Stock markets have taken a beating during the past year and many investors are nursing their wounds wondering how they can regain their losses. From March till September 2009 there has been an amazing recovery in U.S. and in Europe of about half of the stock market reversals seen in 2008.
But there is no guarantee that the recession is over and t least one major correction is just as likely as not.
It is prudent, therefore, for a significant part of any expatriate's capital to be held in an area of low or zero risk. With interest rates atr record low levels, holding cash on deposit is not very attractive.
A solution is to invest partly in Protected Funds. With these there is exposure to potentially strong growth areas but should the underlying investments lose value, then return of the invested capital is independently guaranteed.
Secured funds are normally but not always, open for investment for a limited period and have a fixed term of investment most often in the 1 to 10 years range.
Care is needed in the selection of Protected Funds. They vary greatly. Many are excellent, some are not all they seem. In the recent past, many people lost heavily through so-called ’precipice’ bonds which they had thought were guaranteed against loss.
At JJI we assess carefully the real implications of all such investments and recommend those that we feel offer the best likelihoods of gains along with dependable capital protection.
Below are some of the best currently available secured funds. This is an ever-changing scene. Check back to see new funds as they come available.
Zero Risk Investing
