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John Jenner International Limited
Money Management for the Internationally Mobile
Home      Medical Costs Insurance
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HEALTHCARE 
 

 
 
 
 
 
 
BEFORE YOU
TAKE OUT
OR REVIEW
MEDICAL
INSURANCE
IT WILL PAY YOU
TO TALK TO US 
 
 
    Who pays the bills if you or a member of your family becomes sick or suffers an accident in a foreign country?
 
    Who provides you, if necessary, with emergency evacuation to where you can receive adequate medical treatment?
 
    People often ask us “Which is the best international healthcare plan?” The only answer we can give is that there is no such thing.
 
    Individual circumstances vary greatly and what is best for one may not be best for another. 
 
   Many factors bear on the decision. Factors such as among others: 
    • Your age and the ages of your dependants. 
    • Your medical History
    • How many children you have. (They can be included free or at reduced charge if both parents are covered.
    • Exactly what benefits do you really need? Might you have paid in the past for benefits not really applicable to your situation? - many people do.
    • Possible futurte changes in your Country of Residency
    • Geographical area of coverage
    • What are your family's sporting activities
    • Excess (Deductible) and, most important, how is that excess applied?
    • Your base currency and your currency preferences.
    • What is the company’s record in handling claims?
    • And perhaps most important you should read and be sure to understand the 'small print'. If all is not clear, ask questions.
 
    Assessing all this requires a careful analysis of the ‘small print’. It takes time and a level of experience and expertise that we have acquired but which most prospective clients cannot be expected to possess.
 
    That is why it will pay you to talk to us before jumping in.
 
    JJI can call on the services of a number of international healthcare insurance providers.
 
    We tend to favour a few international healthcare providers with whom we have had long and successful experience.
 
    Even then, each of these companies offers a wide range of choices and care is required in balancing benefits with costs.
 
    In particular, we try to think forward to what will be the circum-stances of younger applicant as they grow older.
 
    It is important that your healthcare plan can be adapted, especially as regards costs and deductible (excess), as time goes on. 
 
 
                                           
 
 INTERNATIONAL MEDICAL GROUP   (IMG) 
 
 
 
 
 
International Medical Group (IMG), from its base in the USA, provides people of all nationalities with top quality, world-wide healthcare insurance.
 
IMG offers a wide variety of policies to suit particular needs. These include:
 
Global Medical Insurance

Comprehensive cover for the medical costs of an individual, a family or a group of employees for a long stay overseas. Choose the level of cover that suits you.
 
HEADSTART is IMG's basic 'no frills' healthcare policy with some of the lowest premiums available from a quality company. Sure, 'no frills' means you are not covered for "a bit of an upset tummy, doctor" or a course of hypnotism to stop you smoking. But land in hospital needing surgery and Headstart will be there taking care of all the expenses.
 
At the other end, IMG's EXECUTIVE level policy covers pretty well any medical or health related expense you could imagine. Between these you can choose BASIC or STANDARD cover as you prefer. 
 

Travel Medical Insurance

Do you ever as an individual or as a member of a group travel for anything from 5 days to 2 months to areas or for purposes not covered by your healthcare policy?
 
Sports groups, even when participating in what are usually regarded as ‘high risk’ sports can be covered.
 
Trip Insurance

Individuals or groups can insure against the costs incurred from delay or cancellation of a planned trip overseas.
 
One way or another IMG has a product to meet your needs. By utilizing our SelectaPlan®, we can quickly direct you to the plan(s) that will best meet your needs, those of your family, or organization.
 
For an instant quote and if you choose, immediate purchase, click on the flashing IMG banner above
 
If you would like more information and help in choosing your cover please use our '
 
  
 
 

         IAGTHAILAND

IAG THAILAND
Part of the Australia New Zealand Insurance Group
 
 
Do you get a 'NO CLAIMS' bonus from your healthcare insurer
if you do not claim on your policy?
 
Can you claim relief from Thailand incomer tax on your
healthcare premiums?

You will have both these benefits if you insure via IAG
 
 
It is unusual to find a major international healthcare provider issuing world-wide cover from a Thailand base.
 
Benefits are in line with the highest international standards. Premiums are keenly priced and AGI has an excellent record in handling claims.
 
Major Advantages Include:
  • ‘‘NO CLAIMS” bonus that increases with each year you make no claim
  • For Australian nationals who return home IAG is able to transfer your plan to their on-shore Australia company with no loss of benefits
  • TAX RELIEF on premiums for Thailand based companies and individualsd.    

For more information please use our 'Send us Your Query' form or click HERE 

  
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